For this purpose, I worked alongside a product manager to help refine the requirements for the product.
This app was launched as a beta in early November 2017. The goal was to have a small number of loans (~100) by the end of the year.
For the beta app, we used only one rails provider (UPI) and had no option for paying using cash. While working on the flows,
I discovered that loan application logic can be made much better considering the number of screens we had in the mobile app. This was making the application more cumbersome and difficult to launch in countries where the wifi was a concern and the devices type used was lower than Android 6.